How to Make Money, Save Money and Invest Money

Money is an inseparable part of life. The fact that we’re still alive means we need money. But how do you make money while also making it stay with you and grow? That almost sounds impossible, doesn’t it?

Since incomes are always accompanied by expenses, otherwise money won’t be useful for us and we won’t be able to buy the things that are necessary for our lives. However, there are actually ways to get around it and develop a stable money cycle. The solution is to save and invest at the same time as we make money. Below is how you can do it all.

How To Make Money

They say you can make money by YouTube. I personally haven’t tried it, but you can check it out. I much prefer to read rather then anything media related.

1. Put your used clothes on sale

Among the simplest ways to make money is to sell your used clothes. Yes, as long as they’re in good condition, you can sell them for cash. You can do it on thredUP (, Facebook Marketplace or Craigslist ( The best clothes you can sell are children’s clothes, the old-fashioned clothes, or the clothes you haven’t worn in years.

2. Sell used electronics

Selling your used cell phones or other electronics is another way to earn cash, and again, you can do this on Craigslist. There are even people who use the platform to buy items only to resell them. Alternatively, an online shop like Gazelle ( is also ready to buy your old phones.

3. Become an Uber or Lyft driver

Joining Uber or Lyft driver squad can be a good money-making strategy if you have an accident-free driving history, a car that is fairly new, and the legal right to drive wherever you live. With companies like Uber and Lyft, you can work whenever you want; whether it’s in the morning or at night, it’s up to you.

4. Sell your design and art

If you’re an avid designer and have good skills in digital design, you can use both your expertise and passion to make money on CafePress ( You only need a reliable app design to start working. The site also includes custom design projects that designers can work on and the latter will get a share of the proceeds. As an alternative, Etsy ( is also a good place where you can sell your unique artwork.

5. Participate in a market research

Taking part in a market research requires no hard work, only valuable opinions that are needed by the company conducting the research. You often have to state or write your view on surveyed products or services. If you’re interested in doing these things, is where you go to become a research participant.

6. Join JustAnswer

Are you an expert with more answers than questions in your mind? Or feeling knowledgeable like you can answer a lot of things? If so, maybe JustAnswer ( is the right place for you to convert all the solutions in your mind into money. It’s a great platform for those who are clued-up and value their time. So, instead of just playing games or doing useless things, why not answering questions and earning cash? On top of that, you’re also helping others in the process.

7. Offer a service on Fiverr

Whether you’re a writer, graphic designer, web designer, audio or video creator or editor, there’s always a room for you on Fiverr ( You can sell there whatever service you have and make money. The platform has now become more than just the $5 marketplace – it allows the highest-caliber talent to go the next level by becoming a Fiverr Pro.

8. Babysitting

Generating a few quick bucks isn’t so difficult with as long as you want to do some babysitting, a service that is needed by many parents everywhere whom you can connect with through the website. The company will check your background and eligibility for this job before allowing you to join its babysitter squad.

9. Sell your photos

If photography is your thing, then selling photos is the job that makes the most sense for you. In order to earn money from your photography activity, you can sell your photos on websites like ShutterStock ( or iStockPhoto ( This is a rather fun way to make money and all you need here is a good camera and some experience.

10. Rent your spare room

AirBnB ( is the company that will pay you for your spare room if you rent it. This can especially be a good money-making strategy if you live in a tourist destination and want to monetize your extra room or even your whole house if you want.

11. Make money blogging

If you have a blog with decent traffic, you can turn it into a money machine by joining an affiliate program. By placing advertisements or affiliate links that promote products related to your blog content, you will be able to generate commissions from every transaction that occurs through your site. Amazon is a popular example of affiliate network you can sign up to make money with.

How To Save Money

While making money can be a challenging task, saving money can actually be more challenging to do. This is because of our tendency to always spend all of our money on the things that we enjoy without thinking much about the financial impact caused by such spending. It does require wisdom, indeed, to be able to manage money, especially when it comes to saving it so that we will have enough of it for future needs. But how exactly can you save money?

Stop owing money

Debt is like a rope that wraps around your neck. If you can sleep well with that, there’s something wrong with you, especially if you’re in a money-saving endeavor. By stopping borrowing money from others, you will be free from one of the biggest burdens in your life, and that will save you a lot of money in the long run.

Reduce all costly things

Waltz down your grocery bill, cancel automatic subscriptions, cut your cable TV, and reduce energy costs and everything else you can reduce. These things that seem trivial are actually not so trivial. In fact, they can eventually add to your financial burden without you knowing. Therefore, it will really save money if you reduce them all, and if possible, put an end to some you don’t really need. However, don’t overdo it.

Sell your stuff

Sell your items that are still useful but aren’t used anymore, such as smartphones, tablets, books, bikes, and others. Make this a habit, it will provide some income for you, or at the very least, return a portion of the cash you have spent in the past to buy those things. Another benefit of doing this is that it will clean your warehouse from piles of those unused items.

How To Invest Money

Finally, it’s time to invest money! For beginners in this sector, it’s always better to start at a basic level. Most of the time, investing is all about purchasing shares of a company or a portion of a commodity. But don’t think it will make you rich in a short time, because investing wasn’t meant to bring about such a drastic change. Rather, it’s a means to grow the wealth that is already in your possession. Contrary to what most people think, investing doesn’t require big money, here’s how you can do it:

• Put your money into the stock market

Buying a stock is the most common way to invest money. It will give you a fraction of ownership in the company you bought into. You receive payment when the company profits based on the amount of shares you hold. As the value of the company rises, so do the value of your shares, allowing you to sell them later on for profit.

• Buy a mutual fund

Buying a mutual fund equals buying a basket of stocks. These stocks are professionally managed by a mutual fund manager. This type of investment is safer than the first one, but there’s a percentage fee charged by the managers which renders the investors nearly impossible to beat the stock market when they invest in mutual funds.

• Invest in physical commodities

You can invest in commodities that you own physically such as gold and silver. These precious metals can serve as a safeguard when difficult economic times hit. Investing in them also won’t give you credit risk. However, gold and silver can’t generate money flows themselves, this is their main downside.

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